ModernAlts

Best Fundrise Alternatives in 2026

Fundrise is the most well-known real estate crowdfunding platform — and for good reason. With a $10 minimum, no accreditation requirement, and over $7 billion in assets under management, it has become

31 platforms ranked

Fundrise is the most well-known real estate crowdfunding platform — and for good reason. With a $10 minimum, no accreditation requirement, and over $7 billion in assets under management, it has become the default entry point for retail real estate investors. But it's not the only option, and it may not be the best fit for every investor.

You might be looking for alternatives to Fundrise if you want:

  • More control over individual deals (Fundrise primarily offers pooled eREIT funds)
  • Different asset types (Fundrise focuses on residential and commercial real estate)
  • Higher potential returns with corresponding higher risk
  • Shorter holding periods or better liquidity options
  • Accredited investor deals with higher minimums but potentially better risk-adjusted returns

How Fundrise Compares

Fundrise's strengths are clear: rock-bottom minimum, broad diversification through pooled funds, an auto-invest feature, and a polished app experience. It's the closest thing to a "set it and forget it" real estate allocation.

But Fundrise also has limitations. You can't pick individual properties. Liquidity is limited — early redemption penalties apply for the first five years. And because Fundrise manages everything through proprietary funds, you have less transparency into exactly which properties your money supports at any given time.

What We Looked For in Alternatives

Each alternative on this list was evaluated against Fundrise across the same five criteria: fees, minimum investment, transparency, ease of use, and historical returns. We also considered what each platform offers that Fundrise doesn't — whether that's deal-level selection, shorter hold periods, debt investing, or accredited-only institutional deals.

Some alternatives are better for beginners who want a slightly different approach. Others are better for experienced investors who've outgrown Fundrise's one-size-fits-all model and want more control over their real estate portfolio.

A Note on Diversification

Many experienced investors use Fundrise alongside other platforms rather than replacing it entirely. Fundrise can serve as your core real estate allocation (broad, passive, low-minimum), while platforms like CrowdStreet, EquityMultiple, or Groundfloor give you exposure to different strategies and risk profiles.

Here are the best Fundrise alternatives for 2026, ranked by overall score.

1
Best for: Non-accredited investors seeking short-term, high-yield real estate debt investments with low barriers to entry and automated portfolio management capabilities.
Min:$10·Liquidity:semi-liquid
Open to All
Real Estate
2
Best for: Accredited investors seeking stable monthly income from real estate with professional management, institutional-quality deal access, and tax efficiency. Ideal for high-net-worth individuals and family offices comfortable with illiquid, long-term real estate commitments.
Min:$100K·Liquidity:illiquid
Accredited Only
Real Estate
3
Best for: Experienced, high net worth investors seeking to diversify beyond traditional stocks and bonds into alternative investments like real estate, private equity, cryptocurrency, and other non-traditional assets within a retirement account structure.
Min:N/A·Liquidity:illiquid
Partially Open
Real EstatePrivate Equity+3
4
Best for: Accredited investors seeking diversified commercial real estate exposure with professional deal curation, particularly those interested in debt/preferred equity positions or flexible short-term Alpine Notes investments
Min:$5K·Liquidity:semi-liquid
Accredited Only
Real Estate
5
Best for: Accredited investors seeking diversified alternative asset exposure with moderate to high risk tolerance; non-accredited investors interested in passive alternative income through the Prism Fund
Min:$2.5K·Liquidity:illiquid
Partially Open
Real EstateArt+3
6
Best for: Self-directed investors seeking to diversify retirement portfolios with alternative assets including cryptocurrency, real estate, and private equity. Best suited for investors already comfortable with alternative investment analysis and those needing low-cost custody solutions.
Min:$10·Liquidity:illiquid
Partially Open
Real EstateFarmland+6
7
Best for: Retail and non-accredited investors seeking passive diversified commercial real estate exposure with low capital requirements and strong dividend yields, who can tolerate illiquidity and have a 5+ year investment horizon
Min:$1K·Liquidity:semi-liquid
Open to All
Real Estate
8
Best for: Investors seeking liquid farmland exposure through publicly traded equity with dividend income, those wanting diversified agricultural real estate without accreditation barriers, and individuals looking for inflation-hedging alternative assets
Min:N/A·Liquidity:liquid
Open to All
FarmlandReal Estate
9
Best for: Accredited and non-accredited investors seeking diversified commercial real estate exposure with low minimum investments and regular income distributions, balanced with illiquidity and moderate risk tolerance.
Min:$5K·Liquidity:illiquid
Partially Open
Real Estate
10
Best for: Retail investors seeking affordable entry into fractional real estate with daily income, who want liquidity and don't require regulatory certainty or tax-advantaged retirement accounts
Min:$50·Liquidity:semi-liquid
Open to All
Real Estate
11
Best for: Real estate investors seeking turnkey rental properties with professional management and due diligence; accredited investors seeking passive real estate exposure through Roofstock One; investors with capital to finance properties or make large down payments
Min:$5K·Liquidity:illiquid
Partially Open
Real Estate
12
Best for: Accredited investors seeking exposure to agricultural assets with favorable fee structures; those willing to accept illiquidity for mission-aligned farmland investing; investors comfortable with alternative asset classes outside traditional securities markets
Min:$5K·Liquidity:illiquid
Partially Open
FarmlandReal Estate
13
N
3.6
Best for: Homeowners seeking alternative to traditional HELOCs/home equity loans; investors wanting real estate exposure with lower minimums ($100); individuals seeking diversified home equity portfolio across multiple cities
Min:$100·Liquidity:semi-liquid
Partially Open
Real Estate
14
Best for: Non-accredited investors seeking passive real estate exposure through a regulated platform with low minimums and weekly dividend income, willing to accept illiquidity
Min:$1·Liquidity:illiquid
Open to All
Real Estate
15
Best for: Accredited and non-accredited investors seeking exposure to early-stage startups, real estate, gaming, and crypto with high risk tolerance and long-term investment horizons
Min:$10·Liquidity:illiquid
Partially Open
VentureReal Estate+1
16
Best for: Accredited investors seeking diversified farmland exposure through a passive online platform, with moderate to long-term investment horizon and comfort with illiquid assets
Min:$10K·Liquidity:illiquid
Accredited Only
FarmlandReal Estate
17
C
Best for: Accredited investors seeking exposure to institutional-quality commercial real estate with AI-driven asset selection and higher return potential, willing to commit capital long-term with semi-liquid exit options
Min:$25K·Liquidity:semi-liquid
Accredited Only
Real Estate
18
Best for: Real estate investors seeking to defer capital gains taxes through 1031 exchanges, particularly those in higher tax brackets with commercial real estate to dispose of, who want a turnkey solution to meet strict IRS timelines.
Min:$25K·Liquidity:illiquid
Partially Open
Real Estate
19
Best for: Non-accredited retail investors seeking fractional real estate exposure with low minimum investments; hands-on investors who prefer selecting specific properties over passive fund allocation
Min:$100·Liquidity:semi-liquid
Open to All
Real Estate
20
Best for: Accredited investors seeking long-term farmland exposure with moderate to high returns, comfortable with 5-12 year holding periods and illiquid investments
Min:$15K·Liquidity:illiquid
Accredited Only
FarmlandReal Estate
21
Best for: Small investors and beginners seeking real estate exposure with minimal capital, those who want automation through round-up investing, and investors comfortable with illiquid assets
Min:$10·Liquidity:semi-liquid
Partially Open
Real Estate
22
Best for: Non-accredited investors seeking hands-off rental property ownership in selected Sun Belt states who have sufficient capital ($45K+) and can tolerate illiquid, long-term real estate investments with 6-8% expected cash-on-cash returns.
Min:$45K·Liquidity:illiquid
Partially Open
Real Estate
23
Best for: Accredited investors seeking fractional ownership of vetted multifamily real estate with low capital requirements and potential tokenized secondary market liquidity.
Min:$1K·Liquidity:semi-liquid
Accredited Only
Real Estate
24
Best for: Accredited institutional and high-net-worth investors seeking exposure to farmland as an inflation hedge and long-term wealth preservation vehicle with exposure to diversified row crop operations across multiple states
Min:$1M·Liquidity:illiquid
Accredited Only
FarmlandReal Estate
25
Best for: Conservative income-focused investors seeking monthly dividend distributions and exposure to industrial real estate without accreditation requirements; suitable for long-term buy-and-hold strategies in the industrial REIT sector despite recent underperformance.
Min:$1K·Liquidity:liquid
Open to All
Real Estate
26
Best for: Long-term accredited and non-accredited investors seeking real estate exposure with at least 5-7 years of capital they can commit, who understand illiquidity risks and want access to multifamily properties without being wealthy institutional investors
Min:$500·Liquidity:illiquid
Partially Open
Real Estate
27
Best for: Accredited investors seeking diversified private market exposure (real estate, PE, private credit, venture) with substantial capital ($25K-$100K+ per deal) and long holding periods (5-10+ years); investors comfortable with illiquid investments and willing to accept risk of loss
Min:$25K·Liquidity:illiquid
Accredited Only
Real EstatePrivate Equity+2
28
Best for: Accredited investors seeking exposure to institutional-quality commercial real estate funds (self-storage, distressed properties) with conviction to hold for 3-8 years and sufficient capital to meet $25,000 minimums
Min:$25K·Liquidity:illiquid
Accredited Only
Real Estate
29
Best for: Accredited investors seeking exposure to commercial real estate (specifically grocery-anchored retail) with higher return targets and ability to commit capital for 3-7 years. Suitable for those with sophisticated investment knowledge and risk tolerance for illiquid, private equity structures.
Min:$50K·Liquidity:illiquid
Accredited Only
Real Estate
30
Best for: NOT RECOMMENDED - Platform is defunct as of February 2023. Previously suited for accredited/partial-accredited investors seeking passive real estate debt exposure with monthly income and lower minimums.
Min:$10K·Liquidity:semi-liquid
Partially Open
Real EstatePrivate Credit
31
Best for: Unable to determine from available public information
Min:N/A·Liquidity:illiquid
Open to All
Real Estate

Disclaimer: ModernAlts is an independent research platform. We may receive compensation from platforms we review. Nothing on this site constitutes investment, legal, or tax advice. Alternative investments involve risk including possible loss of principal. Past performance is not indicative of future results.