ModernAlts

Best Alternative Investment Platforms With a Mobile App

Best Alternative Investment Platforms With a Mobile App evaluated across fees, minimums, transparency, and track record. We focus on platforms with dedicated iOS and Android apps — the platforms that

82 platforms ranked

Best Alternative Investment Platforms With a Mobile App evaluated across fees, minimums, transparency, and track record. We focus on platforms with dedicated iOS and Android apps — the platforms that best serve investors exploring mobile alternative investing in 2026.

Our editorial team independently reviews every platform. We do not accept payment for placement, and our rankings reflect platform quality, not affiliate relationships. Ratings are based on live data from each platform's offerings, fee structures, regulatory standing, and investor communications.

What We Looked For

When ranking mobile alternative investing platforms, we weighed five factors:

  • Fees (20%): Management, performance, and origination fees — including fees that eat into net returns
  • Minimum Investment (20%): How accessible the platform is for new or smaller investors
  • Transparency (20%): Quality of disclosures, reporting cadence, and regulatory registration
  • Track Record (20%): Historical performance, time in market, and assets under management
  • Ease of Use (20%): Onboarding, dashboard quality, mobile access, and support responsiveness

How to Choose

There is no single "best" platform for every investor. The right choice depends on your capital, accreditation status, liquidity needs, and tax situation. The platforms below are ranked by overall score, but a lower-ranked platform may be a better fit for your specific goals.

Before You Invest

Alternative investments are generally illiquid — your money is tied up for years, often with no secondary market or with significant penalties for early exit. Returns can be volatile, fees can compound meaningfully over time, and individual deals can underperform or fail.

Diversify across platforms, asset classes, and vintages to reduce single-deal and single-platform risk. Never invest money you may need in the short term. Consider a tax advisor for K-1 reporting obligations and the tax treatment of distributions.

Here are our top picks for mobile alternative investing in 2026, ranked by overall score.

1
Best for: Self-directed investors seeking tax-advantaged exposure to cryptocurrency and precious metals within retirement accounts with minimal fees
Min:$1K·Liquidity:liquid
Open to All
Commodities
2
Best for: Non-accredited investors seeking short-term, high-yield real estate debt investments with low barriers to entry and automated portfolio management capabilities.
Min:$10·Liquidity:semi-liquid
Open to All
Real Estate
3
Best for: Beginning real estate investors and non-accredited individuals seeking diversified alternative investments with low minimum entry points and flexible account structures
Min:$10·Liquidity:semi-liquid
Partially Open
Real EstateVenture+1
4
Best for: Accredited investors seeking stable monthly income from real estate with professional management, institutional-quality deal access, and tax efficiency. Ideal for high-net-worth individuals and family offices comfortable with illiquid, long-term real estate commitments.
Min:$100K·Liquidity:illiquid
Accredited Only
Real Estate
5
Best for: Retail investors seeking easy entry to physical precious metals ownership without high minimums; IRA account holders wanting IRS-approved gold/silver holdings; those seeking portfolio diversification hedge against currency devaluation and geopolitical risk; technology-savvy investors preferring mobile app-based management
Min:$5·Liquidity:semi-liquid
Open to All
Commodities
6
Best for: Accredited investors seeking diversified exposure to early-stage venture capital deals through a regulated platform with lower minimums than traditional VC funds. Best suited for those comfortable with illiquid investments and multi-year holding periods.
Min:$1K·Liquidity:semi-liquid
Accredited Only
Venture
7
Min:N/A·Liquidity:semi-liquid
Open to All
Venture
8
Best for: Experienced, high net worth investors seeking to diversify beyond traditional stocks and bonds into alternative investments like real estate, private equity, cryptocurrency, and other non-traditional assets within a retirement account structure.
Min:N/A·Liquidity:illiquid
Partially Open
Real EstatePrivate Equity+3
9
Best for: Accredited investors seeking diversified commercial real estate exposure with professional deal curation, particularly those interested in debt/preferred equity positions or flexible short-term Alpine Notes investments
Min:$5K·Liquidity:semi-liquid
Accredited Only
Real Estate
10
Best for: Accredited or qualified investors seeking exposure to private equity and venture capital with lower minimums than traditional funds, who value transparency, digital access, and periodic liquidity options through secondary markets
Min:$50K·Liquidity:semi-liquid
Partially Open
Private EquityVenture
11
Best for: Accredited investors seeking diversified alternative asset exposure with moderate to high risk tolerance; non-accredited investors interested in passive alternative income through the Prism Fund
Min:$2.5K·Liquidity:illiquid
Partially Open
Real EstateArt+3
12
H
Best for: Accredited investors seeking exposure to late-stage private companies and venture-backed unicorns with sufficient capital ($25K+) and willingness to accept illiquid positions
Min:$25K·Liquidity:semi-liquid
Accredited Only
Private EquityVenture
13
Best for: Accredited investors seeking higher yields through private credit exposure with relatively low minimums ($500), who can tolerate illiquid investments and understand default risks associated with lending to middle-market companies
Min:$500·Liquidity:illiquid
Accredited Only
Private Credit
14
Min:N/A·Liquidity:semi-liquid
Open to All
Collectibles
15
Best for: Retail and non-accredited investors seeking passive diversified commercial real estate exposure with low capital requirements and strong dividend yields, who can tolerate illiquidity and have a 5+ year investment horizon
Min:$1K·Liquidity:semi-liquid
Open to All
Real Estate
16
Best for: Accredited investors seeking early-stage venture exposure through a regulated secondary marketplace, with $5,000+ to invest and medium to long-term holding horizons. Best for those comfortable with illiquidity and interested in pre-IPO gains before public market entry.
Min:$5K·Liquidity:semi-liquid
Accredited Only
Venture
17
Best for: Investors seeking liquid farmland exposure through publicly traded equity with dividend income, those wanting diversified agricultural real estate without accreditation barriers, and individuals looking for inflation-hedging alternative assets
Min:N/A·Liquidity:liquid
Open to All
FarmlandReal Estate
18
Best for: Self-directed investors seeking to diversify retirement portfolios with alternative assets including cryptocurrency, real estate, and private equity. Best suited for investors already comfortable with alternative investment analysis and those needing low-cost custody solutions.
Min:$10·Liquidity:illiquid
Partially Open
Real EstateFarmland+6
19
Min:N/A·Liquidity:semi-liquid
Open to All
Private EquityVenture
20
Best for: Retail investors seeking affordable entry into fractional real estate with daily income, who want liquidity and don't require regulatory certainty or tax-advantaged retirement accounts
Min:$50·Liquidity:semi-liquid
Open to All
Real Estate
21
Best for: Accredited and non-accredited investors seeking diversified commercial real estate exposure with low minimum investments and regular income distributions, balanced with illiquidity and moderate risk tolerance.
Min:$5K·Liquidity:illiquid
Partially Open
Real Estate
22
Best for: Non-accredited investors seeking exposure to fine art as alternative asset class with diversification benefits; investors with minimum $15k capital seeking illiquid investments in high-value artworks
Min:$15K·Liquidity:semi-liquid
Open to All
Art
23
Best for: Investors seeking income through dividends with exposure to timberland commodities and portfolio diversification benefits; those comfortable with cyclical commodity exposure and seeking inflation hedges
Min:N/A·Liquidity:liquid
Open to All
Commodities
24
Best for: Accredited investors seeking exposure to agricultural assets with favorable fee structures; those willing to accept illiquidity for mission-aligned farmland investing; investors comfortable with alternative asset classes outside traditional securities markets
Min:$5K·Liquidity:illiquid
Partially Open
FarmlandReal Estate
25
Best for: Real estate investors seeking turnkey rental properties with professional management and due diligence; accredited investors seeking passive real estate exposure through Roofstock One; investors with capital to finance properties or make large down payments
Min:$5K·Liquidity:illiquid
Partially Open
Real Estate
26
Min:N/A·Liquidity:semi-liquid
Open to All
Venture
27
Min:N/A·Liquidity:semi-liquid
Open to All
28
Best for: Impact-focused investors seeking exposure to sustainable agriculture with moderate liquidity needs and modest capital ($100+). Best suited for those comfortable with 4-6 year project commitments or seeking shorter-term bridge financing options. Ideal for investors who value environmental/regenerative farming practices and want retail access to agricultural lending.
Min:$100·Liquidity:semi-liquid
Partially Open
FarmlandPrivate Credit
29
Best for: Patient, risk-tolerant investors with 7+ year time horizons who want access to early-stage startup equity investments without accreditation requirements. Best suited for diversified portfolios where investors can afford to lose their capital on individual positions.
Min:$100·Liquidity:illiquid
Partially Open
Venture
30
N
3.6
Best for: Homeowners seeking alternative to traditional HELOCs/home equity loans; investors wanting real estate exposure with lower minimums ($100); individuals seeking diversified home equity portfolio across multiple cities
Min:$100·Liquidity:semi-liquid
Partially Open
Real Estate
31
Best for: Accredited and non-accredited investors seeking exposure to early-stage startups, real estate, gaming, and crypto with high risk tolerance and long-term investment horizons
Min:$10·Liquidity:illiquid
Partially Open
VentureReal Estate+1
32
Best for: Accredited investors seeking diversified farmland exposure through a passive online platform, with moderate to long-term investment horizon and comfort with illiquid assets
Min:$10K·Liquidity:illiquid
Accredited Only
FarmlandReal Estate
33
Min:N/A·Liquidity:semi-liquid
Open to All
Commodities
34
Best for: Accredited investors seeking exposure to global early-stage startup investments with a focus on Israeli tech, who can commit capital for 7-10 years and have risk tolerance for venture capital losses
Min:$10K·Liquidity:illiquid
Accredited Only
Venture
35
Min:$50K·Liquidity:illiquid
Accredited Only
Multi Asset
36
Best for: Non-accredited investors seeking passive real estate exposure through a regulated platform with low minimums and weekly dividend income, willing to accept illiquidity
Min:$1·Liquidity:illiquid
Open to All
Real Estate
37
Best for: Accredited and non-accredited investors comfortable with high-risk, illiquid early-stage venture investments seeking portfolio diversification with low minimum commitments and access to pre-IPO opportunities
Min:$100·Liquidity:semi-liquid
Partially Open
Venture
38
C
Best for: Accredited investors seeking exposure to institutional-quality commercial real estate with AI-driven asset selection and higher return potential, willing to commit capital long-term with semi-liquid exit options
Min:$25K·Liquidity:semi-liquid
Accredited Only
Real Estate
39
Min:N/A·Liquidity:semi-liquid
Open to All
Commodities
40
Best for: Retail investors seeking alternative asset diversification with moderate risk tolerance, who can commit capital for 5-10 year horizons, and who want professional wine selection and management without high accreditation barriers
Min:$5K·Liquidity:semi-liquid
Open to All
Wine
41
Best for: Accredited and sophisticated investors seeking alternative investments in music royalty assets with adequate capital ($10,000+) and tolerance for complexity; artists looking to monetize future royalty streams
Min:$10K·Liquidity:semi-liquid
Partially Open
Music Royalties
42
V
3.4
Best for: Accredited investors seeking long-term wine and spirits exposure with professional management and low entry costs; diversification from traditional markets; investors comfortable with illiquid 3-7 year commitments
Min:$25·Liquidity:illiquid
Partially Open
WineCollectibles
43
Best for: Community-minded investors seeking higher yields willing to accept illiquidity and small business lending risk; investors with $100-$2,200 annual investment capacity looking for diversified small business exposure
Min:$100·Liquidity:illiquid
Open to All
Private Credit
44
Best for: Real estate investors seeking to defer capital gains taxes through 1031 exchanges, particularly those in higher tax brackets with commercial real estate to dispose of, who want a turnkey solution to meet strict IRS timelines.
Min:$25K·Liquidity:illiquid
Partially Open
Real Estate
45
Min:N/A·Liquidity:semi-liquid
Open to All
Private Credit
46
Best for: Retail and non-accredited investors interested in early-stage startup equity crowdfunding with moderate investment amounts; investors seeking secondary market liquidity in private shares; those comfortable with high-risk, speculative venture investments
Min:$10·Liquidity:semi-liquid
Partially Open
VenturePrivate Equity
47
Best for: Accredited investors seeking long-term farmland exposure with moderate to high returns, comfortable with 5-12 year holding periods and illiquid investments
Min:$15K·Liquidity:illiquid
Accredited Only
FarmlandReal Estate
48
Best for: Non-accredited retail investors seeking fractional real estate exposure with low minimum investments; hands-on investors who prefer selecting specific properties over passive fund allocation
Min:$100·Liquidity:semi-liquid
Open to All
Real Estate
49
Min:N/A·Liquidity:semi-liquid
Open to All
50
T
Min:$500·Liquidity:semi-liquid
Open to All
Multi Asset
51
R
Min:N/A·Liquidity:semi-liquid
Open to All
Collectibles
52
Min:N/A·Liquidity:semi-liquid
Open to All
Commodities
53
Best for: Small investors and beginners seeking real estate exposure with minimal capital, those who want automation through round-up investing, and investors comfortable with illiquid assets
Min:$10·Liquidity:semi-liquid
Partially Open
Real Estate
54
Min:$150K·Liquidity:liquid
Partially Open
55
Best for: Accredited investors seeking high-return, illiquid investments with substantial risk tolerance who want portfolio diversification through litigation finance and can accept 15+ month lockup periods with binary profit-or-loss outcomes.
Min:$5K·Liquidity:illiquid
Accredited Only
Litigation Finance
56
Best for: Non-accredited investors seeking exposure to early-stage startup equity with small capital commitments; investors comfortable with illiquid, high-risk investments who want SEC-regulated access to private markets
Min:$100·Liquidity:illiquid
Open to All
VenturePrivate Equity
57
Best for: Accredited investors seeking long-term farmland exposure with professional management, willing to accept 5-15 year holding periods and illiquidity for potential 10-13% annual returns
Min:$10K·Liquidity:illiquid
Accredited Only
Farmland
58
Min:N/A·Liquidity:semi-liquid
Open to All
59
Min:N/A·Liquidity:semi-liquid
Open to All
60
Best for: Non-accredited investors seeking hands-off rental property ownership in selected Sun Belt states who have sufficient capital ($45K+) and can tolerate illiquid, long-term real estate investments with 6-8% expected cash-on-cash returns.
Min:$45K·Liquidity:illiquid
Partially Open
Real Estate
61
Min:N/A·Liquidity:semi-liquid
Open to All
Commodities
62
Min:N/A·Liquidity:liquid
Open to All
Litigation Finance
63
Best for: Accredited investors seeking fractional ownership of vetted multifamily real estate with low capital requirements and potential tokenized secondary market liquidity.
Min:$1K·Liquidity:semi-liquid
Accredited Only
Real Estate
64
Min:N/A·Liquidity:liquid
Open to All
Private Credit
65
Best for: Music fans and retail investors seeking exposure to music royalty income streams with low capital requirements, without needing accreditation; investors comfortable with illiquid holdings and volatility in streaming performance.
Min:$100·Liquidity:illiquid
Open to All
Music Royalties
66
Min:N/A·Liquidity:semi-liquid
Open to All
67
Best for: Accredited institutional and high-net-worth investors seeking exposure to farmland as an inflation hedge and long-term wealth preservation vehicle with exposure to diversified row crop operations across multiple states
Min:$1M·Liquidity:illiquid
Accredited Only
FarmlandReal Estate
68
Best for: Conservative income-focused investors seeking monthly dividend distributions and exposure to industrial real estate without accreditation requirements; suitable for long-term buy-and-hold strategies in the industrial REIT sector despite recent underperformance.
Min:$1K·Liquidity:liquid
Open to All
Real Estate
69
Best for: Retail investors interested in sports memorabilia collectibles seeking fractional ownership with lower minimums and potential secondary trading; alternative asset diversification for smaller portfolios.
Min:$1·Liquidity:semi-liquid
Partially Open
Collectibles
70
G
Best for: Self-directed IRA investors seeking precious metals diversification with personalized guidance; retirees wanting to add gold/silver to traditional or Roth IRAs; investors comfortable with phone-based ordering process
Min:N/A·Liquidity:semi-liquid
Open to All
Commodities
71
Best for: Long-term accredited and non-accredited investors seeking real estate exposure with at least 5-7 years of capital they can commit, who understand illiquidity risks and want access to multifamily properties without being wealthy institutional investors
Min:$500·Liquidity:illiquid
Partially Open
Real Estate
72
Best for: Accredited investors seeking diversified private market exposure (real estate, PE, private credit, venture) with substantial capital ($25K-$100K+ per deal) and long holding periods (5-10+ years); investors comfortable with illiquid investments and willing to accept risk of loss
Min:$25K·Liquidity:illiquid
Accredited Only
Real EstatePrivate Equity+2
73
Best for: Accredited investors seeking exposure to institutional-quality commercial real estate funds (self-storage, distressed properties) with conviction to hold for 3-8 years and sufficient capital to meet $25,000 minimums
Min:$25K·Liquidity:illiquid
Accredited Only
Real Estate
74
Best for: Accredited investors seeking exposure to commercial real estate (specifically grocery-anchored retail) with higher return targets and ability to commit capital for 3-7 years. Suitable for those with sophisticated investment knowledge and risk tolerance for illiquid, private equity structures.
Min:$50K·Liquidity:illiquid
Accredited Only
Real Estate
75
Best for: Conservative retail investors seeking modest fixed-income returns with very low entry costs, acceptable to those comfortable with illiquid, non-FDIC-insured securities backed by real estate collateral. NOT suitable for investors needing access to capital or those unable to tolerate total loss.
Min:$10·Liquidity:semi-liquid
Open to All
Private Credit
76
O
1.5
Min:N/A·Liquidity:semi-liquid
Open to All
77
Best for: NOT RECOMMENDED - Platform is defunct as of February 2023. Previously suited for accredited/partial-accredited investors seeking passive real estate debt exposure with monthly income and lower minimums.
Min:$10K·Liquidity:semi-liquid
Partially Open
Real EstatePrivate Credit
78
D
Min:N/A·Liquidity:semi-liquid
Open to All
Collectibles
79
Best for: This platform is no longer available. Historically it was intended for accredited investors seeking diversified real estate investment exposure with lower minimum investments than traditional real estate syndications.
Min:$5K·Liquidity:illiquid
Accredited Only
80
Best for: Unable to determine from available public information
Min:N/A·Liquidity:illiquid
Open to All
Real Estate
81
Min:N/A·Liquidity:illiquid
Open to All
Commodities
82
Best for: Global hiring platforms, staffing companies, HR providers, and international businesses needing to compliantly pay contractors and employees in emerging markets
Min:N/A·Liquidity:illiquid
Open to All

Disclaimer: ModernAlts is an independent research platform. We may receive compensation from platforms we review. Nothing on this site constitutes investment, legal, or tax advice. Alternative investments involve risk including possible loss of principal. Past performance is not indicative of future results.